[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cestray.cz\/udelejte-si-poradek-ve-financich-a-snadno-usetrite\/#Article","mainEntityOfPage":"https:\/\/www.cestray.cz\/udelejte-si-poradek-ve-financich-a-snadno-usetrite\/","headline":"Ud\u011blejte si po\u0159\u00e1dek ve financ\u00edch a snadno u\u0161et\u0159\u00edte","name":"Ud\u011blejte si po\u0159\u00e1dek ve financ\u00edch a snadno u\u0161et\u0159\u00edte","description":"Za\u010d\u00e1tek roku je skv\u011bl\u00fd nejen pro p\u0159edsevzet\u00ed, ale tak\u00e9 pro vytvo\u0159en\u00ed po\u0159\u00e1dku ve va\u0161ich financ\u00edch. Nen\u00ed to nic slo\u017eit\u00e9ho. Sta\u010d\u00ed si sednout, vz\u00edt pap\u00edr a tu\u017eku. Jako prvn\u00ed si napi\u0161te (klidn\u011b do sloupe\u010dk\u016f) va\u0161e p\u0159\u00edjmy a v\u00fddaje. Nezapome\u0148te v\u016fbec na... ","datePublished":"2019-01-23","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.cestray.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.cestray.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/cfe4dae5aaf43720425415780408681beb9b9a829e9a657295ed1cacce5febc2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cfe4dae5aaf43720425415780408681beb9b9a829e9a657295ed1cacce5febc2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cestray.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cestray.cz\/wp-content\/uploads\/img_a335199_w2560_t1548606556.jpg","url":"https:\/\/www.cestray.cz\/wp-content\/uploads\/img_a335199_w2560_t1548606556.jpg","height":0,"width":0},"url":"https:\/\/www.cestray.cz\/udelejte-si-poradek-ve-financich-a-snadno-usetrite\/","wordCount":510,"articleBody":"\tZa\u010d\u00e1tek roku je skv\u011bl\u00fd nejen pro p\u0159edsevzet\u00ed, ale tak\u00e9 pro vytvo\u0159en\u00ed po\u0159\u00e1dku ve va\u0161ich financ\u00edch. Nen\u00ed to nic slo\u017eit\u00e9ho. Sta\u010d\u00ed si sednout, vz\u00edt pap\u00edr a tu\u017eku. Jako prvn\u00ed si napi\u0161te (klidn\u011b do sloupe\u010dk\u016f) va\u0161e p\u0159\u00edjmy a v\u00fddaje. Nezapome\u0148te v\u016fbec na nic, a to v\u010detn\u011b pravideln\u00e9ho spo\u0159en\u00ed (ide\u00e1ln\u011b 10 procent). To zapi\u0161te jako pravideln\u00fd v\u00fddaj. Kdy\u017e s\u00a0t\u00edm budete po\u010d\u00edtat od za\u010d\u00e1tku, nebude to tak t\u011b\u017ek\u00e9.\t\u00a0\tNyn\u00ed se pod\u00edv\u00e1me na zp\u016fsoby, jak uspo\u0159it ve t\u0159ech z\u00e1kladn\u00edch a jedn\u00e9 bonusov\u00e9 oblasti. V\u00a0jak\u00fdch?\t\tCestov\u00e1n\u00ed\t\tEnergie\t\tJ\u00eddlo\t\tSpl\u00e1tky\u00a0\tNepou\u017e\u00edvejte autoNez\u00e1le\u017e\u00ed na tom, jestli \u017eijete ve m\u011bst\u011b nebo na vesnici. Tak \u010di tak si m\u016f\u017eete naj\u00edt zp\u016fsoby, jak cestovat do pr\u00e1ce, \u0161koly nebo na v\u00fdlety a p\u0159itom nepou\u017e\u00edvat auto. Ve m\u011bst\u011b cho\u010fte p\u011b\u0161ky, kdy\u017e to dovol\u00ed vzd\u00e1lenost, kterou mus\u00edte do pr\u00e1ce uj\u00edt, anebo nastupte do MHD. Ve\u0159ejn\u00e1 doprava je skv\u011blou mo\u017enost\u00ed i pro ty, kte\u0159\u00ed bydl\u00ed na vesnici. Zajist\u00e9 v\u00e1m tam jezd\u00ed autobus, tak\u017ee ani vy nemus\u00edte jezdit autem. Um\u00edte si p\u0159edstavit, kolik u\u0161et\u0159\u00edte na pohonn\u00fdch hmot\u00e1ch?\u00a0\tZhas\u00ednejte a vyu\u017e\u00edvejte no\u010dn\u00ed proudPodle \u010cesk\u00e9ho statistick\u00e9ho \u00fa\u0159adu tvo\u0159\u00ed nejv\u011bt\u0161\u00ed \u010d\u00e1st rodinn\u00e9ho rozpo\u010dtu pr\u00e1v\u011b \u00fa\u010dty za energie. Mo\u017enost\u00ed \u00faspory je zde n\u011bkolik. M\u016f\u017eete si samoz\u0159ejm\u011b sehnat jin\u00e9ho, v\u00fdhodn\u011bj\u0161\u00edho dodavatele. Z\u00e1kladem ale z\u016fst\u00e1v\u00e1 nepl\u00fdtvat. Kdy\u017e si \u010dist\u00edte zuby, vypn\u011bte vodu. A kdy\u017e odch\u00e1z\u00edte z\u00a0m\u00edstnosti, tak zhas\u00ednejte. P\u0159es den tak\u00e9 sv\u00edtit jist\u011b nemus\u00edte. Vyu\u017e\u00edt m\u016f\u017eete tak\u00e9 no\u010dn\u00edho proudu. Kdy\u017e b\u011bhem n\u011bj budete pr\u00e1t \u010di va\u0159it, m\u016f\u017eete znateln\u011b u\u0161et\u0159it na elekt\u0159in\u011b.\u00a0\tNenakupujte v\u00edce ne\u017e sn\u00edtePotraviny tak\u00e9 tvo\u0159\u00ed obrovskou \u010d\u00e1st va\u0161eho rozpo\u010dtu. Proto se zamyslete nad t\u00edm, jestli n\u011bkter\u00e9 potraviny skute\u010dn\u011b mus\u00edte kupovat (nap\u0159. limon\u00e1dy, sladk\u00e9 apod.) a p\u0159edev\u0161\u00edm kupujte jen takov\u00e9 mno\u017estv\u00ed, kter\u00e9 jste schopni zkonzumovat. Vyhozen\u00e9 j\u00eddlo jsou vyhozen\u00e9 pen\u00edze. Zapome\u0148te na denn\u00ed n\u00e1v\u0161t\u011bvy restaurac\u00ed a p\u0159ipravujte si ve\u0161ker\u00e9 j\u00eddlo doma. Uvid\u00edte, \u017ee to bude mnohem levn\u011bj\u0161\u00ed. A co se t\u00fdk\u00e1 v\u011bc\u00ed s\u00a0dlouhou spot\u0159ebou, tak ty je vhodn\u00e9 kupovat ve slev\u00e1ch ve v\u011bt\u0161\u00edm mno\u017estv\u00ed.\u00a0\tRefinancujte sv\u00e9 p\u016fj\u010dkyJe mo\u017en\u00e9, \u017ee m\u00e1te hypot\u00e9ku \u010di jin\u00e9 \u00fav\u011bry a nejsou nyn\u00ed \u00fapln\u011b v\u00fdhodn\u00e9, nebo jich m\u00e1te v\u00edce u r\u016fzn\u00fdch bank. Jednodu\u0161e p\u0159ejd\u011bte k\u00a0jin\u00e9 bance a nechte si slou\u010dit \u00fav\u011bry do jedn\u00e9 spl\u00e1tky. Pom\u016f\u017ee v\u00e1m to.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ud\u011blejte si po\u0159\u00e1dek ve financ\u00edch a snadno u\u0161et\u0159\u00edte","item":"https:\/\/www.cestray.cz\/udelejte-si-poradek-ve-financich-a-snadno-usetrite\/#breadcrumbitem"}]}]